Shantanu, you could be earning more interest on your savings
Yahoo/Sent
Shantanu Panigrahi
To:Barclays
Cc:People Relations UK,Human Resources (Sainsburys),Ask HR,aldisupport@vacancyfiller.co.uk,Tesco Security,Standards Officer,Santander,PayPal,PayPal UK,Tide,Stripe Support,hrssorg@asda.co.uk,University Secretary,complaint.info@financial-ombudsman.org.uk
Wed, 7 Aug at 13:39
Dear Barclays
I believe you are responding to complaints PNX-5135264-S4N6 (Barclaycard) and PNX-5124101-X0CS (Barclays Bank) at the Financial Ombudsman Service, which is one of most useless Regulators imaginable.
I will therefore withdraw my complaints on these as well as PNX-5135268-T1P6 (Tide Bank), PNX - 5135265-F6C6 (Santander), PNX-5135267-Y8G6 (PayPal) on the experience of having complained about Stripe (PNX-5222561R3M4) as attached: ToFinOmbServccCenLonCtyCrt(PNX-5222561-R3M4 Complaint against Stripe)7Aug2024.docx.
I have had grievances also against employers Greenwich University, Sainsbury's, Tesco, Aldi, ASDA and BP which I would like you all to get together and arrange a single lump in a financial package of compensation with a letter of apology, the money in the form of a donation to my not-for-profit Company The Conservative Libertarian Publications Limited so that it can go about its lawful business.
Let the negotiations begin now.
Yours sincerely
Dr Shantanu Panigrahi
3 Hoath Lane
Wigmore
Gillingham
Kent ME8 0SL
United Kingdom
Tel: 07967789619
On Wednesday, 7 August 2024 at 12:46:56 BST, Barclays <barclays@emails.barclays.co.uk> wrote:
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Barclays
Good news - a better interest rate awaits
Good news – a better interest rate awaits
Hi Shantanu,
Whatever you're saving towards, we want to help you reach that moment a little quicker.
The new Barclays Reward Saver account is a great way to make your savings work harder, giving you 2.75% AER/2.72% gross interest (variable)1 on your savings for every month you don't touch your money - that's more than you're currently earning on your Everyday Saver account.
Your money is always instantly accessible, and if you do need to dip into your savings you'll get 1% AER/gross interest (variable) for that month.
Start earning more interest today by moving some of your savings into a Reward Saver.
Open a Reward Saver
Make money work for you
Reward Saver
•
2.75% AER/2.72% gross p.a. in the months where you don’t make any withdrawals
•
1.00% AER/gross p.a. in the months where you make one or more withdrawals
•
Open an account from £1
•
Instant access to your money whenever you need it.
These interest rates apply at the time of sending this email. Interest rates are variable.
Open a Reward Saver
1Gross interest is the rate of interest payable without tax taken off. AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year.
Summary box
Account name – Reward Saver
Interest rates effective from 18 March 2024.
What is the interest rate?
Balance
Gross rate p.a. %
AER %
£1+
The higher interest rate applies when no withdrawals have been made out of the account since the account was opened, in the case of the first month, or since interest was last paid into the account. This rate will apply for the month and reset for the following month.
2.72
2.75
£1+
The lower interest rate applies when one or more withdrawals have been made out of the account since the account was opened, in the case of the first month, or since interest was last paid into the account. This rate will apply for the month and reset for the following month.
1.00
1.00
Interest is calculated daily using your statement balance and paid monthly on the first working day of the month.
The interest rate you'll receive for each month depends on whether you've made any withdrawals from your Reward Saver account since you opened it (in the case of the first month) or since interest was last paid into the account.
Can Barclays change the interest rate?
Yes, rates are variable.
We can increase or decrease the interest rates for any of the reasons set out in your Customer Agreement (which includes the 'Barclays and you: terms and conditions for personal customers' and your Additional Terms).
For more details on when we might change the interest rates and the notice we'll give you, please read your Customer Agreement, including the additional terms. You can get this from your usual contact or read it online at barclays.co.uk/rca
What would the estimated balance be after 12 months based on a £1,000 deposit?
Deposit amount
Estimated value after a year
£1,000
If no withdrawals are made every month
£1,027.55
If a withdrawal is made every month
£889.38
The estimated value is based on no change to the interest rate over 12 months and no withdrawals being made.
The amount above shows the balance on an initial deposit of £1,000 after 12 months, assuming a £10 withdrawal has been made on the first day of each calendar month for 12 months (£120 total withdrawn), and interest has been added to the account.
How do I open and manage my account?
Open and manage your account - in our app, in Online Banking, in a branch or over the phone.
Eligibility criteria - You must be aged 18 or over and a UK resident.
Minimum balance - £1
Maximum balance - £10 million
See how to apply
Can I withdraw money?
Yes. Where you make a withdrawal since the account was opened, in the case of the first month, or since interest was last paid into the account, interest will be payable at the lower Reward Saver rate for that month. If you think you'll make regular monthly withdrawals, this might not be the right savings account for you.
Additional information
•
You can offset your Reward Saver account in a Barclays offset mortgage arrangement. If you do, you won't earn any interest on your account.
•
You can have more than one Reward Saver account at any given time held in either sole or joint names.
Terms and Conditions
Reward Saver terms and conditions
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ToFinOmbServeccCenLonCtyCrt(PNX-5222561-R3M4 Complaint against Stripe)7Aug2024.docx 16.6kB
PNX-5222561-R3M4: Complaint against Stripe
Inbox
from: Shantanu Panigrahi <shanpanigrahi3000@gmail.com>
cc: Central London DJSKEL <centrallondondjskel@justice.gov.uk>
date: 7 Aug 2024, 06:57
subject: PNX-5222561-R3M4: Complaint against Stripe
mailed-by: gmail.com
Dear Financial Ombudsman
Kindly let me know the progress of this complaint at the Ombudsman's Office, bearing in mind that this matter is the subject of Civil litigation E35YM660 at the Central London County Court such that the Ombudsman's continued silence over the matter will be noted.
Yours sincerely
Dr Shantanu Panigrahi
3 Hoath Lane
Wigmore
Gillingham
Kent ME8 0SL
United Kingdom
Tel: 07967789619
---------- Forwarded message ---------Fwd: Dispute Resolution: Account ID: acct_1PQxHSIopJw2Dc06
From: Shantanu Panigrahi <shanpanigrahi3000@gmail.com>
Date: Wed, 7 Aug 2024 at 06:45
Subject: Dispute Resolution: Account ID: acct_1PQxHSIopJw2Dc06
To: Stripe Support <support@stripe.com>
To
Stripe
Dear Stripe
In marketing The Conservative Libertarian Publications Limited, please note the following strategy adopted:
''It is a proven fact that TCLP-UK has been lawfully constituted. So we are ready for active democracy: Join and donate here: https://app.joinit.com/o/vishista-advaita-sampradaya-tclstclp-uk/ ''
The only person who can now overrule this in the United Kingdom is His Majesty King Charles III, and this has not taken place.
Accordingly, please reconsider and support our Company with Stripe's necessary Banking Services.
Yours sincerely
Dr Shantanu Panigrahi
3 Hoath Lane
Wigmore
Gillingham
Kent ME8 0SL
United Kingdom
Tel: 07967789619
____________________________________________________________________
PNX-5222561-R3M4: Complaint against Stripe
Inbox
from: Central London DJSKEL <centrallondondjskel@justice.gov.uk>
to: Shantanu Panigrahi <shanpanigrahi3000@gmail.com>
date: 7 Aug 2024, 06:57
subject: RE: PNX-5222561-R3M4: Complaint against Stripe
mailed-by: justice.gov.uk
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date: 7 Aug 2024, 06:57
subject: Thank you for contacting the Financial Ombudsman Service
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Thank you for contacting the Financial Ombudsman Service, we are a free service set up to resolve disputes with financial businesses, like banks or insurance companies.
We’re helping a lot of customers at the moment, so I’m sorry we won’t be able to reply straight away.
If you’re contacting us about a new complaint
You can find out more about the things we can help with on our website – where you can also use our complaint checker tool to see if your complaint is one we can look at.
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And just to remind you again, if we can help, we will get back to you within 7 days.
Thanks,
Financial Ombudsman Service
...
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Wed, 7 Aug at 13:39
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Automatic Reply: Standards Office Re: Shantanu, you could be earning more interest on your savings2
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Standards Officer
Wed, 7 Aug at 13:39
Thank you for emailing the Liberal Democrats Standards Office. Please accept this email as confirmation that your correspondence has been received successfully.
We are working through all communications as soon as practicable, but we kindly ask that you allow up to 10 working days for us to respond to your email.
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Wed, 7 Aug at 13:39
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Automatic reply: Shantanu, you could be earning more interest on your savings
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To:Shantanu Panigrahi
Wed, 7 Aug at 13:40
Thanks for getting in touch. We’ve got your email and a member of the team will review it shortly.
We will aim to get back to you in the next 72 hours (Monday to Friday). In the meantime if you have any questions relating your query please feel free to speak to a Line Manager within your location.
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Sainsbury’s Argos is a trading name of both:
1) Argos Limited, Registered office: 33 Holborn, London, EC1N 2HT, registered number: 01081551 (England and Wales); and
2) Sainsbury’s Supermarkets Limited, Registered office: 33 Holborn, London, EC1N 2HT, registered number: 03261722 (England and Wales).
All companies listed above are subsidiaries of J Sainsbury plc (185647).
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To:Shantanu Panigrahi
Wed, 7 Aug at 13:40
Your request (1078981) has been received and is being reviewed by a member of the Ask HR team. We'll get back to you soon.
You can also check the progress on your query on the Ask HR portal by clicking HERE or by visiting the Ask HR portal from Our Sainsbury's and clicking on 'My Requests'.
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Automatic reply: Re: Shantanu, you could be earning more interest on your savings
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From:hrssorg@asda.co.uk
To:Shantanu Panigrahi
Wed, 7 Aug at 13:42
Thank you for your email.
This email inbox is no longer being monitored or creating tickets for the People Services team, as we are moving to a new system as part of the Future programme.
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