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Shantanu, you could be earning more interest on your savings

Shantanu, you could be earning more interest on your savings

Yahoo/Sent

 

Shantanu Panigrahi

To:Barclays

Cc:People Relations UK,Human Resources (Sainsburys),Ask HR,aldisupport@vacancyfiller.co.uk,Tesco Security,Standards Officer,Santander,PayPal,PayPal UK,Tide,Stripe Support,hrssorg@asda.co.uk,University Secretary,complaint.info@financial-ombudsman.org.uk

Wed, 7 Aug at 13:39

 

Dear Barclays

 

I believe you are responding to complaints PNX-5135264-S4N6 (Barclaycard) and PNX-5124101-X0CS (Barclays Bank) at the Financial Ombudsman Service, which is one of most useless Regulators imaginable.

 

I will therefore withdraw my complaints on these as well as PNX-5135268-T1P6 (Tide Bank), PNX - 5135265-F6C6 (Santander), PNX-5135267-Y8G6 (PayPal) on the experience of having complained about Stripe (PNX-5222561R3M4) as attached: ToFinOmbServccCenLonCtyCrt(PNX-5222561-R3M4 Complaint against Stripe)7Aug2024.docx.

 

I have had grievances also against employers Greenwich University, Sainsbury's, Tesco, Aldi, ASDA and BP which I would like you all to get together and arrange a single lump in a financial package of compensation with a letter of apology, the money in the form of a donation to my not-for-profit Company The Conservative Libertarian Publications Limited so that it can go about its lawful business.

 

Let the negotiations begin now.

 

Yours sincerely

 

Dr Shantanu Panigrahi

3 Hoath Lane

Wigmore

Gillingham

Kent ME8 0SL

United Kingdom

Tel: 07967789619

 

On Wednesday, 7 August 2024 at 12:46:56 BST, Barclays <barclays@emails.barclays.co.uk> wrote:

 

 

Replies to this email are not monitored


 


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Barclays

Good news - a better interest rate awaits

Good news – a better interest rate awaits

Hi Shantanu,

 

Whatever you're saving towards, we want to help you reach that moment a little quicker.

 

The new Barclays Reward Saver account is a great way to make your savings work harder, giving you 2.75% AER/2.72% gross interest (variable)1 on your savings for every month you don't touch your money - that's more than you're currently earning on your Everyday Saver account.

 

Your money is always instantly accessible, and if you do need to dip into your savings you'll get 1% AER/gross interest (variable) for that month.

 

Start earning more interest today by moving some of your savings into a Reward Saver.

Open a Reward Saver

Make money work for you

Reward Saver

2.75% AER/2.72% gross p.a. in the months where you don’t make any withdrawals

1.00% AER/gross p.a. in the months where you make one or more withdrawals

Open an account from £1

Instant access to your money whenever you need it.

These interest rates apply at the time of sending this email. Interest rates are variable.

Open a Reward Saver

 

1Gross interest is the rate of interest payable without tax taken off. AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year.

Summary box

Account name – Reward Saver

Interest rates effective from 18 March 2024.

What is the interest rate?

Balance

Gross rate p.a. %

AER %

£1+

The higher interest rate applies when no withdrawals have been made out of the account since the account was opened, in the case of the first month, or since interest was last paid into the account. This rate will apply for the month and reset for the following month.

2.72

2.75

£1+

The lower interest rate applies when one or more withdrawals have been made out of the account since the account was opened, in the case of the first month, or since interest was last paid into the account. This rate will apply for the month and reset for the following month.

1.00

1.00

Interest is calculated daily using your statement balance and paid monthly on the first working day of the month.

The interest rate you'll receive for each month depends on whether you've made any withdrawals from your Reward Saver account since you opened it (in the case of the first month) or since interest was last paid into the account.

Can Barclays change the interest rate?

Yes, rates are variable.

We can increase or decrease the interest rates for any of the reasons set out in your Customer Agreement (which includes the 'Barclays and you: terms and conditions for personal customers' and your Additional Terms).

For more details on when we might change the interest rates and the notice we'll give you, please read your Customer Agreement, including the additional terms. You can get this from your usual contact or read it online at barclays.co.uk/rca

What would the estimated balance be after 12 months based on a £1,000 deposit?

Deposit amount

Estimated value after a year

£1,000

If no withdrawals are made every month

£1,027.55

If a withdrawal is made every month

£889.38

The estimated value is based on no change to the interest rate over 12 months and no withdrawals being made.

The amount above shows the balance on an initial deposit of £1,000 after 12 months, assuming a £10 withdrawal has been made on the first day of each calendar month for 12 months (£120 total withdrawn), and interest has been added to the account.

How do I open and manage my account?

Open and manage your account - in our app, in Online Banking, in a branch or over the phone.

Eligibility criteria - You must be aged 18 or over and a UK resident.

Minimum balance - £1

Maximum balance - £10 million

See how to apply

Can I withdraw money?

Yes. Where you make a withdrawal since the account was opened, in the case of the first month, or since interest was last paid into the account, interest will be payable at the lower Reward Saver rate for that month. If you think you'll make regular monthly withdrawals, this might not be the right savings account for you.

Additional information

You can offset your Reward Saver account in a Barclays offset mortgage arrangement. If you do, you won't earn any interest on your account.

You can have more than one Reward Saver account at any given time held in either sole or joint names.

Terms and Conditions

Reward Saver terms and conditions

BSI Kitemark logo - Secure Digital Banking

Barclays is the first bank to receive the BSI Kitemark for Secure Digital Banking.

The Kitemark tells you that our digital banking has been rigorously and independently tested to ensure security controls are in place for your financial and personal information.

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Online and Mobile Banking Guarantee

Privacy Policy

Contact Us

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 7‌59676). Registered in England. Registered No. 9‌740322. Registered Office: 1 C‌hurchill P‌lace, L‌ondon E‌14 5‌HP.

Security

We never send emails that ask for personal or security details. If you receive an email like this claiming to be from Barclays, you should not reply to it or follow any links it contains – just forward it to internetsecurity@barclays.co.uk and then delete it. Links in our emails will only take you to pages containing information about Barclays products, services or partners. If such a page is part of another company's website, that company's terms, conditions and privacy policies will apply.

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If you enable images or click on a link, you agree that you give Barclays permission to use cookies and similar technologies (which we collectively call cookies) through this email. Cookies help us to understand whether you have opened the email and how you have interacted with it. Cookies may be set on your computer or mobile device if you have already enabled images. Cookies will also be set if you click on any link within the email. Depending upon how your computer and software are configured, these technologies may operate if we are in your safe sender list or equivalent. Cookies help us to understand how you interact with our emails, which helps us to improve our future email communications. You can disable cookies in your browser settings and you can prevent some of the other technologies from operating by not enabling images, or by removing Barclays from your safe sender list. To find out more about cookies and these technologies in general, please follow the link below. If your email settings have disabled links in this email, you can paste this address into your browser without enabling or accepting cookies: barclays.co.uk/important-information/cookies-policy/

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ToFinOmbServeccCenLonCtyCrt(PNX-5222561-R3M4 Complaint against Stripe)7Aug2024.docx  16.6kB

PNX-5222561-R3M4: Complaint against Stripe

Inbox

 

from:    Shantanu Panigrahi <shanpanigrahi3000@gmail.com>

cc:         Central London DJSKEL <centrallondondjskel@justice.gov.uk>

date:     7 Aug 2024, 06:57

subject:               PNX-5222561-R3M4: Complaint against Stripe

mailed-by:         gmail.com

 

Dear Financial Ombudsman

 

Kindly let me know the progress of this complaint at the Ombudsman's Office, bearing in mind that this matter is the subject of Civil litigation E35YM660 at the Central London County Court such that the Ombudsman's continued silence over the matter will be noted.

 

Yours sincerely

 

Dr Shantanu Panigrahi

3 Hoath Lane

Wigmore

Gillingham

Kent ME8 0SL

United Kingdom

Tel: 07967789619

 

---------- Forwarded message ---------Fwd: Dispute Resolution: Account ID: acct_1PQxHSIopJw2Dc06

From: Shantanu Panigrahi <shanpanigrahi3000@gmail.com>

Date: Wed, 7 Aug 2024 at 06:45

Subject: Dispute Resolution: Account ID: acct_1PQxHSIopJw2Dc06

To: Stripe Support <support@stripe.com>

 

To

Stripe

 

Dear Stripe

 

In marketing The Conservative Libertarian Publications Limited, please note the following strategy adopted:

 

''It is a proven fact that TCLP-UK has been lawfully constituted. So we are ready for active democracy: Join and donate here: https://app.joinit.com/o/vishista-advaita-sampradaya-tclstclp-uk/ ''

 

The only person who can now overrule this in the United Kingdom is His Majesty King Charles III, and this has not taken place.

 

Accordingly, please reconsider and support our Company with Stripe's necessary Banking Services.

 

Yours sincerely

 

Dr Shantanu Panigrahi

3 Hoath Lane

Wigmore

Gillingham

Kent ME8 0SL

United Kingdom

Tel: 07967789619

____________________________________________________________________

PNX-5222561-R3M4: Complaint against Stripe

Inbox

from:    Central London DJSKEL <centrallondondjskel@justice.gov.uk>

to:          Shantanu Panigrahi <shanpanigrahi3000@gmail.com>

date:     7 Aug 2024, 06:57

subject:               RE: PNX-5222561-R3M4: Complaint against Stripe

mailed-by:         justice.gov.uk

Signed by:          justice.gov.uk

security:             Standard encryption (TLS) Learn more

:               Important according to Google magic.

 

Thank You for your email message which is now in the judicial email inbox. This inbox is only viewed by judiciary and court staffs do not have access to this account. This auto response confirms that the message has arrived and will be dealt with in due course.

 

Thank You

This e-mail and any attachments is intended only for the attention of the addressee(s). Its unauthorised use, disclosure, storage or copying is not permitted. If you are not the intended recipient, please destroy all copies and inform the sender by return e-mail. Internet e-mail is not a secure medium. Any reply to this message could be intercepted and read by someone else. Please bear that in mind when deciding whether to send material in response to this message by e-mail. This e-mail (whether you are the sender or the recipient) may be monitored, recorded and retained by the Ministry of Justice. Monitoring / blocking software may be used, and e-mail content may be read at any time. You have a responsibility to ensure laws are not broken when composing or forwarding e-mails and their contents.

____________________________________________________________________

Thank you for contacting the Financial Ombudsman Service

Inbox

to:          shanpanigrahi3000@gmail.com

date:     7 Aug 2024, 06:57

subject:               Thank you for contacting the Financial Ombudsman Service

Signed by:          financial-ombudsman.org.uk

security:             Standard encryption (TLS) Learn more

:               Important according to Google magic.

 

Thank you for contacting the Financial Ombudsman Service, we are a free service set up to resolve disputes with financial businesses, like banks or insurance companies.

 

We’re helping a lot of customers at the moment, so I’m sorry we won’t be able to reply straight away.

 

If you’re contacting us about a new complaint

 

You can find out more about the things we can help with on our website – where you can also use our complaint checker tool to see if your complaint is one we can look at. 

 

If we can help, we will get back to you within 7 days.  Due to the volume of enquiries we receive, we are only able to reply to those customers we can help.

 

If you already have a complaint with us

 

We’ll contact you once your complaint is with a case-handler.

 

However, if you’re experiencing serious financial or health problems, or need to speak to someone urgently, please call us on 0800 023 4567.

 

If we are not able to help you

 

We can only look at complaints about financial businesses (like banks, insurance companies and finance firms). We can’t help with other complaints – for example, about phone and utility companies, council tax or legal services. Please look at our website for more information about other organisations that may be able to help – but they are completely separate from the Financial Ombudsman Service

 

And just to remind you again, if we can help, we will get back to you within 7 days.

 

Thanks,

 

Financial Ombudsman Service

 

...

 

[Message clipped]  View entire message

____________________________________________________________________

Thank you for your email

Yahoo/Inbox

 

Wed, 7 Aug at 13:39

               

 

Find out how you can get in touch

Read this email online

 

                 

 

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Thank you for your email

 

This is an automated response as we don't monitor this email account.

 

Here are the different ways you can contact us:

 

 

Personal

 

                Call us  

 

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If you get an email that's suspicious or doesn't follow the rules above then please forward it to phishing@santander.co.uk

 

Protect yourself against fraud and scams

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Our Fraud and security page has more information on how you can protect yourself and your money.

 

 

Santander UK plc. Registered Office: 2 Triton Square, Regent’s Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Santander and the flame logo are registered trademarks.

 

ACRM 3726 MAR 19

____________________________________________________________________

Automatic Reply: Standards Office Re: Shantanu, you could be earning more interest on your savings2

Yahoo/Inbox

 

Standards Officer

Wed, 7 Aug at 13:39

 

Thank you for emailing the Liberal Democrats Standards Office. Please accept this email as confirmation that your correspondence has been received successfully.

 

We are working through all communications as soon as practicable, but we kindly ask that you allow up to 10 working days for us to respond to your email.

 

We therefore kindly ask that you are patient when awaiting a response to your email and to keep your communications to as few emails as possible. This will help ensure that more emails receive a response as soon as possible.

 

If you are emailing to raise a Complaint, please complete our Complaint form at your earliest convenience. LINK: https://www.libdems.org.uk/making-a-complaint

 

Thank you for your patience and understanding.

 

 

 

Kind regards,

 

 

The Standards Office

 

 

 

--

 

Standards Office |

 

 

 

A: 1 Vincent Square, London, SW1P 2PN

 

​-----

____________________________________________________________________

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Barclays

Wed, 7 Aug at 13:39

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Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 759676). Registered in England. Registered No. 9740322. Registered office: 1 Churchill Place, London E14 5HP.

 

Security

We never send emails that ask for personal or security details. If you receive an email like this claiming to be from Barclays, you should not reply to it or follow links it contains - just forward it to internetsecurity@barclays.co.uk and then delete it. Links in our emails will only take you to pages containing information about Barclays products, services or partners. If such a page is part of another company's website, that company's terms, conditions and privacy policies will apply.

 

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____________________________________________________________________

Automatic reply: Shantanu, you could be earning more interest on your savings

Yahoo/Inbox

 

HRAdv ERAdmin

To:Shantanu Panigrahi

Wed, 7 Aug at 13:40



 

Thanks for getting in touch.  We’ve got your email and a member of the team will review it shortly.

 

 

 

We will aim to get back to you in the next 72 hours (Monday to Friday).  In the meantime if you have any questions relating your query please feel free to speak to a Line Manager within your location.

 

 

 

For guidance or further information on policy relating to Appeals or Fair Treatments (grievances) please call 08000 153030 to speak to a member of the AskHR team.

 

 

This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. If you have received this email in error please notify the system manager (postmaster@sainsburys.co.uk) and delete it from your system.

 

Sainsbury's Supermarkets Ltd (3261722 England)

Registered Offices: 33 Holborn, London, EC1N 2HT

 

Sainsbury’s Argos is a trading name of both:

1) Argos Limited, Registered office: 33 Holborn, London, EC1N 2HT, registered number: 01081551 (England and Wales); and

2) Sainsbury’s Supermarkets Limited, Registered office: 33 Holborn, London, EC1N 2HT, registered number: 03261722 (England and Wales).

 

All companies listed above are subsidiaries of J Sainsbury plc (185647).

____________________________________________________________________

Your Ask HR request has been created

Yahoo/Inbox

 

Ask HR

To:Shantanu Panigrahi

Wed, 7 Aug at 13:40

 

Your request (1078981) has been received and is being reviewed by a member of the Ask HR team. We'll get back to you soon.

 

You can also check the progress on your query on the Ask HR portal by clicking HERE or by visiting the Ask HR portal from Our Sainsbury's and clicking on 'My Requests'.

And don't forget. If you need to, you can update this ticket by replying to this email, or you can view it in the Ask HR portal.

 

Thanks

 

Ask HR Team

Kind Regards

Ask HR

Sainsbury's

This email is a service from Ask HR. Delivered by Zendesk

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____________________________________________________________________

Automatic reply: Re: Shantanu, you could be earning more interest on your savings

Yahoo/Inbox

 

HRSS Organisation and Positions

To:Shantanu Panigrahi

Wed, 7 Aug at 13:42

 

Thank you for your email.

 

This email inbox is no longer being monitored or creating tickets for the People Services team, as we are moving to a new system as part of the Future programme.

 

 

For ASDA Colleagues & Managers

 

    Please access the new OneAsda site and use the new enhanced search to answer your query.

 

    Note – you will need to use your @asda.uk identity and authenticator to access the new OneAsda for the first time.

 

    If you cannot find an answer to your query through the search, please raise a case to People Services using one of the new 'Ask a question' forms on OneAsda.

 

    For any support on the new People technologies and tools, please refer to the shared change materials or to your line manager.

 

 

For Ex-Colleagues and External Third Parties

 

   If you are external to Asda and need to raise a query with us, please email peopleservices@asda.uk. Please note that this email address does not accept emails from Asda internal email addresses.

 

Kind regards,

People Services.

0113 291 9000

 

 

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